1. No Lifetime Limit
At AXA AFFIN, we don't have lifetime limit like other insurance company. For example your annual limit is RM 100,000. Meaning every year you can claim up RM 100,000 until your age 81 years old.
2. Guaranteed Renewal up to age 81 years old
Your medical card are guaranteed renewal up to age 81 although many claims made in previous policy year.
3. Cheaper premiums
We believed that our medical care premiums are cheaper than other company given that the coverage and benefits which we offer to the clients.
4. More than 88 Panel Hospital
Our medical card are accepted in more than 88 panel hospital nationwide and we are actively add in more panel hospital to our list every year
5. No Co-Insurance/Takaful.
No need to pay up to 10% co-insurance/takaful like others. Co-Insurance/takaful means clients have to share the medical bills with insurance company. Normally up to 10% of the total medical bills.
6. Tax Relief Up to RM 3,000
Yes, you are entitled to a tax relief when buying medical insurance.